Monterey, California Credit Scores
Credit scores are an important aspect of a person's financial power. Having poor credit can prevent you form obtaining a loan, buying a car, or purchasing a home. If you are in need of Monterey, California credit repair, there are multiple resources listed in the site. Many Monterey, CA credit counseling services exist that can provide you with sound financial advice to help you improve your credit
Credit Score Agencies in Monterey, California:
| Contact | Address | Phone Number | Map |
| Credit Link America | 6 Harris Ct Monterey, CA 93940-5700 |
(831) 655-7890 | Map |
| Credit Recovery of the Monterey Peninsula Incorporated | Ryan Ranch 6 Harris Ct Monterey, CA 93940 |
(831) 655-7870 | Map |
| Credit Recovery-The Monterey | 6 Harris Ct Monterey, CA 93940-5700 |
(831) 655-7873 | Map |
| Pacific Credit Services | Monterey, CA |
(831) 424-9234 | Map |
Tips To Improve Monterey, California Credit
In order to improve your credit, you must first begin by figuring out your credit score. In the United States, you credit score is a number from 300 to 850; the higher the score the better. Anything less than 650 can be an indication that you may have trouble obtaining a Monterey, CA loan.
Several simple tips to improve credit are:
- Pay bills on or before the due date
- Reduce your overall amount of debt to establish a good income vs debt ratio
- Be responsible with credit cards. Not paying the entire balance subjects your charges to high interest rates.
- Reduce the amount of credit inquires by not constantly obtaining credit cards or loans